Nordic citizens are automatically covered by the Danish Health Security Act.
General information about the Health Insurance Card
Your health insurance card is a proof of the fact that you are covered by the Danish healthcare system. You will have to present your health insurance card in connection with all health care services, such as when you visit your GP or a hospital - including the accident and emergency department.
Your health insurance card is also often requested as a means of proof of your CPR number. You will be asked for your health insurance card by most public and many private service points as a means of identification of your CPR number. It is recommended that you always have your health insurance card with you.
Read more about how to get a CPR number under CPR Number.
Personal accident insurance (ulykkesforsikring)
This insurance pays a lump sum in the event of personal accident. The compensation paid depends on the degree of disability resulting from the injury. For the insured or his/her surviving relatives to be entitled to compensation, the accident must comply with the insurer’s definition of an accident.
If possible, you should get your European health insurance card from your local authority before leaving for Denmark. This card is proof that you are entitled to health insurance in your home country. Above all, it gives you access to free medical care in Denmark until you have been issued a CPR number and a Health insurance card.
Contacts and further information
The booklet ”Insurance for everyday needs” published by the Danish Insurance Association contains more information about insurance in Denmark. Visit the Danish Insurance Association website at www.forsikringogpension.dk.
Home contents insurance (indboforsikring)
This insurance covers content of your home and possessions in the event of damage/loss due to theft, fire, storm, etc. The insurance also comprises liability insurance that covers members of the household in the event of them incurring liability as private individuals. The insurance comprises legal aid insurance which covers the cost in the event of several types of private legal action in which members of the household may become involved. This type of insurance also goes under the name of family insurance, household insurance or Basic Family Insurance.
It covers, among other things, fire, theft, water damage, liability and legal aid.
Other international residents from outside EU/EEA and non-Nordic countries
We strongly advise you to take out health insurance in your home country to cover any medical care costs until you have register with Citizens’ Services and been issued a CPR number and health insurance card.
Other types of insurance
Depending upon your personal circumstances, you may want to take out additional insurance to cover:
Your means of transport: car, motorbike, bike, moped, scooter or boat.
Any pets you may have.
Own your own house or holiday cottage, and your belongings there.
Your spare-time interests and international travel.
International students from outside EU/EEA and non-Nordic countries
As an international student from a country outside of EU/EEA and a non-Nordic country, you are covered by the Danish Health Insurance Act as soon as you register at Citizens’ Service. You must register at Citizens’ Services within five days after your arrival in Denmark.
We strongly advise you to take out health insurance prior to your departure for Denmark to cover you until you have registered with the Danish authorities.
Unemployment insurance
In Denmark, unemployment insurance is provided by unemployment insurance funds - private associations associated with trade unions and other professional organisations. To become a member of an unemployment insurance fund, you must be between age 18 and 63 and be resident in Denmark (or another EU/EEA country and work in Denmark, in which case you must fulfil certain requirements). Read more about the requirements and find more information about unemployment insurance on Work in Denmark’s website.
If you need medical attention before you have received your health insurance card (In the Aarhus area)
As soon as you have received your health insurance card, you can access the public health service through your General Practitioner. However, you will not receive your CPR number and your health insurance card until up to two weeks from the day you registered with Citizen’s Service.
If you need medical attention during this period, you can consult the following doctor:
Ejner Kjær, Skt. Pauls Gade 3, 8000 Aarhus C. Telephone number: +45 86 12 07 64 Website: www.doktorejner.dk.
Pricing
Note that all dental treatment and services have set prices and that all adults will be charged for all services. This means that if, for instance, you are offered anaesthesia when the dentist is filling your cavity, this service will be added to your bill in addition to the price of the filling. It is up to you to decide, in consultation with your dentist, whether or not this is necessary.
Ask your dentist for or the prices of the various services.
If you are a member of a private insurance scheme, you may be entitled extra financial assistance with regular or special dental treatment or operations. Read more about private health insurance under Insurance.
Taking out insurance in Denmark
Before you take out insurance in Denmark we recommend that you contact several insurance companies to find the cover that best suits your needs.
Cover when travelling abroad
The Danish health insurance covers the cost of acute medical treatment during the first month of a vacation in Europe. You must therefore also take your Danish health insurance card with you when you travel outside Denmark. However, please note that the health insurance does not cover the cost of repatriation for medical reasons to your home country or Denmark, emergency repatriation or personal liability. For this reason, we encourage you to take out travel insurance/ additional insurance prior to your departure.
What the public health insurance does not cover
The public health insurance doses not cover the cost of e.g. medicine, dental care, physiotherapy and podiatry. However, you may be eligible for a subsidy. The health insurance does not cover the cost of repatriation for medical reasons when you are abroad, either.
Depending on your property, of the insurance cover you are legally required to have includes:
Nordic citizens are automatically covered by the Danish Health Security Act.
General information about the Health Insurance Card
Your health insurance card is a proof of the fact that you are covered by the Danish healthcare system. You will have to present your health insurance card in connection with all health care services, such as when you visit your GP or a hospital - including the accident and emergency department.
Your health insurance card is also often requested as a means of proof of your CPR number. You will be asked for your health insurance card by most public and many private service points as a means of identification of your CPR number. It is recommended that you always have your health insurance card with you.
Read more about how to get a CPR number under CPR Number.
Personal accident insurance (ulykkesforsikring)
This insurance pays a lump sum in the event of personal accident. The compensation paid depends on the degree of disability resulting from the injury. For the insured or his/her surviving relatives to be entitled to compensation, the accident must comply with the insurer’s definition of an accident.
If possible, you should get your European health insurance card from your local authority before leaving for Denmark. This card is proof that you are entitled to health insurance in your home country. Above all, it gives you access to free medical care in Denmark until you have been issued a CPR number and a Health insurance card.
Contacts and further information
The booklet ”Insurance for everyday needs” published by the Danish Insurance Association contains more information about insurance in Denmark. Visit the Danish Insurance Association website at www.forsikringogpension.dk.
Home contents insurance (indboforsikring)
This insurance covers content of your home and possessions in the event of damage/loss due to theft, fire, storm, etc. The insurance also comprises liability insurance that covers members of the household in the event of them incurring liability as private individuals. The insurance comprises legal aid insurance which covers the cost in the event of several types of private legal action in which members of the household may become involved. This type of insurance also goes under the name of family insurance, household insurance or Basic Family Insurance.
It covers, among other things, fire, theft, water damage, liability and legal aid.
Other international residents from outside EU/EEA and non-Nordic countries
We strongly advise you to take out health insurance in your home country to cover any medical care costs until you have register with Citizens’ Services and been issued a CPR number and health insurance card.
Other types of insurance
Depending upon your personal circumstances, you may want to take out additional insurance to cover:
Your means of transport: car, motorbike, bike, moped, scooter or boat.
Any pets you may have.
Own your own house or holiday cottage, and your belongings there.
Your spare-time interests and international travel.
International students from outside EU/EEA and non-Nordic countries
As an international student from a country outside of EU/EEA and a non-Nordic country, you are covered by the Danish Health Insurance Act as soon as you register at Citizens’ Service. You must register at Citizens’ Services within five days after your arrival in Denmark.
We strongly advise you to take out health insurance prior to your departure for Denmark to cover you until you have registered with the Danish authorities.
Unemployment insurance
In Denmark, unemployment insurance is provided by unemployment insurance funds - private associations associated with trade unions and other professional organisations. To become a member of an unemployment insurance fund, you must be between age 18 and 63 and be resident in Denmark (or another EU/EEA country and work in Denmark, in which case you must fulfil certain requirements). Read more about the requirements and find more information about unemployment insurance on Work in Denmark’s website.
If you need medical attention before you have received your health insurance card (In the Aarhus area)
As soon as you have received your health insurance card, you can access the public health service through your General Practitioner. However, you will not receive your CPR number and your health insurance card until up to two weeks from the day you registered with Citizen’s Service.
If you need medical attention during this period, you can consult the following doctor:
Ejner Kjær, Skt. Pauls Gade 3, 8000 Aarhus C. Telephone number: +45 86 12 07 64 Website: www.doktorejner.dk.
Pricing
Note that all dental treatment and services have set prices and that all adults will be charged for all services. This means that if, for instance, you are offered anaesthesia when the dentist is filling your cavity, this service will be added to your bill in addition to the price of the filling. It is up to you to decide, in consultation with your dentist, whether or not this is necessary.
Ask your dentist for or the prices of the various services.
If you are a member of a private insurance scheme, you may be entitled extra financial assistance with regular or special dental treatment or operations. Read more about private health insurance under Insurance.
Taking out insurance in Denmark
Before you take out insurance in Denmark we recommend that you contact several insurance companies to find the cover that best suits your needs.
Cover when travelling abroad
The Danish health insurance covers the cost of acute medical treatment during the first month of a vacation in Europe. You must therefore also take your Danish health insurance card with you when you travel outside Denmark. However, please note that the health insurance does not cover the cost of repatriation for medical reasons to your home country or Denmark, emergency repatriation or personal liability. For this reason, we encourage you to take out travel insurance/ additional insurance prior to your departure.
What the public health insurance does not cover
The public health insurance doses not cover the cost of e.g. medicine, dental care, physiotherapy and podiatry. However, you may be eligible for a subsidy. The health insurance does not cover the cost of repatriation for medical reasons when you are abroad, either.
Depending on your assets and circumstances, some optional insurance cover may constitute a sound investment. Optional types of insurance include:
Nordic citizens are automatically covered by the Danish Health Security Act.
General information about the Health Insurance Card
Your health insurance card is a proof of the fact that you are covered by the Danish healthcare system. You will have to present your health insurance card in connection with all health care services, such as when you visit your GP or a hospital - including the accident and emergency department.
Your health insurance card is also often requested as a means of proof of your CPR number. You will be asked for your health insurance card by most public and many private service points as a means of identification of your CPR number. It is recommended that you always have your health insurance card with you.
Read more about how to get a CPR number under CPR Number.
Personal accident insurance (ulykkesforsikring)
This insurance pays a lump sum in the event of personal accident. The compensation paid depends on the degree of disability resulting from the injury. For the insured or his/her surviving relatives to be entitled to compensation, the accident must comply with the insurer’s definition of an accident.
If possible, you should get your European health insurance card from your local authority before leaving for Denmark. This card is proof that you are entitled to health insurance in your home country. Above all, it gives you access to free medical care in Denmark until you have been issued a CPR number and a Health insurance card.
Please note that some of the headings in the table of content of the guide also has links to relevant subcategories.
For further information about rules and factors to be aware of as a new taxpayer in Denmark, you should read the guide Taxation - when moving to Denmark.
Home contents insurance (indboforsikring)
This insurance covers content of your home and possessions in the event of damage/loss due to theft, fire, storm, etc. The insurance also comprises liability insurance that covers members of the household in the event of them incurring liability as private individuals. The insurance comprises legal aid insurance which covers the cost in the event of several types of private legal action in which members of the household may become involved. This type of insurance also goes under the name of family insurance, household insurance or Basic Family Insurance.
It covers, among other things, fire, theft, water damage, liability and legal aid.
Other international residents from outside EU/EEA and non-Nordic countries
We strongly advise you to take out health insurance in your home country to cover any medical care costs until you have register with Citizens’ Services and been issued a CPR number and health insurance card.
Contacts and further information
A wide range of information is available on SKAT’s website: www.skat.dk.
More information on allowances and deductions is to be found in SKAT’s leaflet Tax in Denmark, An introduction – for new citizens.You will also find some information regarding allowances and deductions in SKAT’s guide ”About tax – for people resident abroad and working in Denmark”. The guide is intended for individuals from other countries coming to Denmark to work for a limited period of time. The guide explains how to obtain a tax card, how tax is deducted from your income and which allowances and deductions you are entitled to.
Depending upon your personal circumstances, you may want to take out additional insurance to cover:
Your means of transport: car, motorbike, bike, moped, scooter or boat.
Any pets you may have.
Own your own house or holiday cottage, and your belongings there.
Your spare-time interests and international travel.
International students from outside EU/EEA and non-Nordic countries
As an international student from a country outside of EU/EEA and a non-Nordic country, you are covered by the Danish Health Insurance Act as soon as you register at Citizens’ Service. You must register at Citizens’ Services within five days after your arrival in Denmark.
We strongly advise you to take out health insurance prior to your departure for Denmark to cover you until you have registered with the Danish authorities.
Unemployment insurance
In Denmark, unemployment insurance is provided by unemployment insurance funds - private associations associated with trade unions and other professional organisations. To become a member of an unemployment insurance fund, you must be between age 18 and 63 and be resident in Denmark (or another EU/EEA country and work in Denmark, in which case you must fulfil certain requirements). Read more about the requirements and find more information about unemployment insurance on Work in Denmark’s website.
Contact and further information
Relevant websites:
Copenhagen International Airport, Kastrup: www.cph.dk.
If you need medical attention before you have received your health insurance card (In the Aarhus area)
As soon as you have received your health insurance card, you can access the public health service through your General Practitioner. However, you will not receive your CPR number and your health insurance card until up to two weeks from the day you registered with Citizen’s Service.
If you need medical attention during this period, you can consult the following doctor:
Ejner Kjær, Skt. Pauls Gade 3, 8000 Aarhus C. Telephone number: +45 86 12 07 64 Website: www.doktorejner.dk.
In the window that opens you will see that Borgerservice (Citizens’ Services) has already been entered in the Hvad (What) search box near the top of the screen. Enter “The name of the municipality you live in” in the Hvor (Where) search box. Then click on Søg (Search).
You will then see a list of the address and the phone number of the Citizens’ Services office(s) in your Municipality.
If you live in Aarhus, you can meet service assistants from Citizens’ Services and get assistance acquiring a CPR number in International Citizen Service Aarhus, located at Nordhavnsgade 4, 8000 Aarhus C. For more information about the International Citizen Service Aarhus, go to International Citizen Service.
In Aarhus there are Citizens’ Services offices at:
City Hall (Rådhuset)
Rådhuspladsen 2
8000 Aarhus C.
Viby Bibliotek (library)
Skanderborgvej 170
8260 Viby J.
Note that all dental treatment and services have set prices and that all adults will be charged for all services. This means that if, for instance, you are offered anaesthesia when the dentist is filling your cavity, this service will be added to your bill in addition to the price of the filling. It is up to you to decide, in consultation with your dentist, whether or not this is necessary.
Ask your dentist for or the prices of the various services.
If you are a member of a private insurance scheme, you may be entitled extra financial assistance with regular or special dental treatment or operations. Read more about private health insurance under Insurance.
In the window that opens you will see that Borgerservice (Citizens’ Services) has already been entered in the Hvad (What) search box near the top of the screen. You then:
Enter “The name of the Municipality you live in” in the Hvor (Where) search box
Then click on Søg (Search)
You will then see a list of the address and the phone number of the Citizens’ Services office(s) in your Municipality.
If you live in Aarhus you can meet Aarhus Municipality’s Citizens’ Services and get assistance with acquiring a CPR number at One Stop Shop on Wednesdays from 14.00-16.00. The One Stop Shop is located at Nordhavnsgade 1, 8000 Aarhus C. For more information about the One Stop Shop, go to One Stop Shop.
In Aarhus there are Citizens’ Services offices at:
City Hall (Rådhuset)
Rådhuspladsen 2
8000 Aarhus C
Before you take out insurance in Denmark we recommend that you contact several insurance companies to find the cover that best suits your needs.
Cover when travelling abroad
The Danish health insurance covers the cost of acute medical treatment during the first month of a vacation in Europe. You must therefore also take your Danish health insurance card with you when you travel outside Denmark. However, please note that the health insurance does not cover the cost of repatriation for medical reasons to your home country or Denmark, emergency repatriation or personal liability. For this reason, we encourage you to take out travel insurance/ additional insurance prior to your departure.
How and where to enrol in free Danish courses
The local Citizens’ Services will provide you with contact information for the local provider of free Danish language courses. After sign-up, the language school will want to see you and give an assessment of which class will give you best value and most effective learning possibilities.
If you want to enrol in free Danish classes in Aarhus, you can contact:
Lærdansk Aarhus, Vestergade 72, third floor, 8000 Aarhus C.
Phone: +45 8732 5400.
Mail: aarhus@laerdansk.dk.
In the window that opens you will see that Borgerservice (Citizens’ Services) has already been entered in the Hvad (What) search box near the top of the screen. Enter “The name of the Municipality you live in” in the Hvor (Where) search box. Then click on Søg (Search). You will then see a list of the address and the phone number of the Citizens’ Services office(s) in your Municipality.
Contacts and further information
SKAT’s website www.skat.dk provides information about SKAT and the tax rules and regulations that apply in Denmark.
Tick the box in front of the word “Skattecentre”, which is listed in the column on the left hand side.
Enter “the post code of your town” (4 digits only) in the search area “Postnr. eller by:”,
Click on the “søg” button.
The location of SKAT’s service centers in your area will then be marked of as small buildings on the map. Place the arrow over the building, and the address of the service office will be displayed.
“Skattecentre” means tax service offices, “Postnr. eller by” means post code or town, “Søg” means search.
If you live in the Aarhus area, you can also meet representatives of SKAT at International Citizen Service. Read more about International Citizen Service here.
Contacts and further information
If you need further information regarding Betalingsservice, contact your bank.
What the public health insurance does not cover
The public health insurance doses not cover the cost of e.g. medicine, dental care, physiotherapy and podiatry. However, you may be eligible for a subsidy. The health insurance does not cover the cost of repatriation for medical reasons when you are abroad, either.
Contacts and further information
Post Danmark A/S
Tietgensgade 37
1566 København V
Customer support: +45 80 20 70 30
Information about tax in Denmark is also available in SKAT’s guide”About tax – for people resident abroad and working in Denmark”. The guide is intended for individuals from other countries coming to work in Denmark for a limited period of time. The guide explains how you obtain a tax card, how tax is deducted from your income and which allowances and deductions you are entitled to.
On the SKAT website you will find a guide about the preliminary income assessment for 2009. The guide contains the most common tax rules applicable to salaried staff/wage-earners and pensioners and indicates when and how you should change your preliminary income assessment and shows examples of tax calculations.
Tick the box in front of the word “Skattecentre”, which is listed in the column on the left hand side.
Enter “the post code of your town” (4 digits only) in the search field “Postnr. eller by:”.
Click on the “søg” button.
The location of SKAT’s service centers in your area will then be marked of as small buildings on the map. Place your cursor over the building, and the address of the service office will be displayed. “Skattecentre” means tax service offices, “Postnr. eller by” means post code or town/city, “Søg” means search.
Contacts and further information
At www.gulesider.dk, you can search for a taxi services in your area by entering 'taxa' in the “Hvad/What” section, and where you are, or the postal code in the “Hvor/Where” section.
The Regional State Administrations is responsible for handling EU/EEA citizens’ applications for an EU residence document. For more about the Regional State Administration and their work, visit the website: www.statsforvaltning.dk.
For questions regarding Certificate of Registration, call the Regional State Administrations’ EU residence office on +45 72 56 84 56.
The Central Jutland State Administration EU-residence office handles applications for Certificate of Registration for people resident in the Aarhus area and Central Jutland. The office is located at Lyseng Alle 1, 8270 Højbjerg.
You can also obtain assistance with, and submit your Application for EU Residence Document, at International Citizen Service Aarhus. Read more about International Citizen Service here.
Contacts and further Information
You can read more about NemKonto accounts at www.nemkonto.dk. You can also call NemKonto support at +45 44 60 63 68, or contact a Danish bank.
Contacts and further information
The Danish Immigration Service is responsible for issuing residence and work permits for non-EU/EEA citizens. You can read about the Danish Immigration Service, their work, and which rules apply for residence and work permits on their website www.nyidanmark.dk.
In the window that opens you will see that Borgerservice (Citizens’ Services) has already been entered in the Hvad (What) search box near the top of the screen. Enter “The name of the Municipality you live in” in the Hvor (Where) search box. Then click on Søg (Search).
You will then see a list of the address and the phone number of the Citizens’ Services office(s) in your Municipality.
If you live in Aarhus you can also meet Citizens’ Services and get assistance with acquiring a CPR number at International Citizen Service, located at Nordhavnsgade 4, 8000 Aarhus C. Read more about International Citizen Service here.
In Aarhus there are Citizens’ Services offices at:
City Hall (Rådhuset)
Rådhuspladsen 2
8000 Aarhus C.
Viby Bibliotek (library)
Skanderborgvej 170
8260 Viby J.
Note that representatives of Immigration Service, the State Administration for Central Jutland, Aarhus Municipal Citizens’ Services and SKAT are only available at ICS during the service's opening hours. If you have got questions outside ICS' opening hours, please, contact the respective authority directly.
You can contact the Regional State Administrations’ EU residence office at: +45 7256 8456.
You can contact SKAT at: +45 7222 1818.
In Aarhus you will find Citizens’ Services at the following addresses:
Rådhuset (City Hall)
Park Allé
8000 Aarhus C
Aaby Bibliotek
Ludvig Feilbergs Vej 7
8230 Aabyhøj
Risskov Bibliotek
Fortebakken 1
8240 Risskov
Viby Bibliotek
Skanderborgvej 170
8260 Viby J
Opening hours:
Monday, Tuesday and Wednesday 8.00-16.00
Thursday 10.00-19.00
Friday 8.00-16.00
The booklet ”Insurance for everyday needs” published by the Danish Insurance Association contains more information about insurance in Denmark. Visit the Danish Insurance Association website at www.forsikringogpension.dk.
